A growing number of risk managers require for-hire truckers to have Trucking General Liability Insurance. It pays for injuries or property damage you cause as a result of business activities NOT directly related to operating your truck.
If you’re a for-hire trucker, or motor carrier, you’ll most likely need Trucker’s GL.
Examples of situations where Trucking General Liability Insurance may provide coverage
When you purchase Trucking General Liability Insurance, it could provide the following coverages:
Personal or advertising injury covers injury to a person or entity that is not physical in nature and is the result of negligence on your part. An example would be if you use another company’s logo in your advertising.
General Liability Medical Payments cover physical injuries to people that are typically not on your premises, but may become injured while on your property. If a customer is on your premises and slips and falls in the parking lot, Motor Truck General Liability insurance may provide coverage.
Products / Completed Operations provides coverage for bodily injury or property damage that happened as a result of delivering someone else’s goods.
DISCLAIMER: Coverages may vary by state and by insured business. Consult your agent about coverages you may need for your unique situation. Coverage descriptions above are for general information only. Actual coverage is subject to all terms, conditions and exclusions of the policy.